On April 20, 2021, Apple announced that it would be introducing joint accounts and additional cardholders. Other services announced at the event include Apple TV+, Apple News+, and Apple Arcade. Unlike previous special events which have historically served as platforms to announce upcoming hardware, this event focused on new internet software and services. Goldman Sachs defended the terms of the deal saying they were "thrilled" with the partnership and seeking "to disrupt consumer finance by putting the customer first." Īpple Card was announced at an Apple Special Event on March 25, 2019. These features are seen as being risky for a bank to take on, and led other banks with established consumer credit card operations including Apple's long time partner Barclays, along with Citigroup, JPMorgan Chase and Synchrony, to turn down Apple's proposal. The card features a number of consumer-friendly features including no fees, software that encourages users to avoid debt or pay it down quickly, the industry’s lowest interest rate range for comparable cards, and a mandate to approve as many iPhone users as possible. Additional cardholders and joint accounts were not supported at its launch. It was released in the United States on August 20, 2019. On August 6, 2019, invitations to an early preview started being sent to randomly selected users who had previously signed up for email notifications ahead of Apple Card's official launch. Currently, it is available only in the United States, with 6.7 million American cardholders in early 2022. and issued by Goldman Sachs, designed primarily to be used with Apple Pay on an Apple device such as an iPhone, iPad, Apple Watch, or Mac. Apple Card is a credit card created by Apple Inc.
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